Independent Legal Advice Services

We provide specialist independent legal advice for property, finance and corporate transaction. If a lender or third party has asked you to obtain Independent Legal Advice before signing documents, we can assist quickly with fixed transparent fees and same-day appointment where required.

Property & Mortgage Independent Legal Advice

Director’s Personal Guarantees

Independent legal advice for directors asked to personally guarantee company borrowing. We clearly explain your personal liability, financial exposure and lender requirements before you sign.

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Third Party Legal Charges

Advice where property is used as security for someone else’s borrowing. We explain your risk and confirm your consent is fully informed.

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Second Charge Loans

Independent advice for second charge and secured lending arrangements. We explain repayment risks and the implications of default.

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Joint Borrower Sole Proprietor (JBSP) Mortgages

Independent advice for JBSP mortgage arrangements involving family-supported borrowing. We clarify your responsibilities and potential liability.

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Occupier Consent Forms

Advice for spouses or occupiers asked to waive rights over a property. We ensure your consent is voluntary, informed and legally compliant.

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Transfer of Equity

Independent advice where ownership shares in property are changing. We explain the legal and financial implications before documents are signed.

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Gifted Deposits

Advice for donors or recipients involved in gifted deposit arrangements. We explain any legal consequences and confirm lender compliance.

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Commercial & Corporate Independent Legal Advice

Debentures

Independent legal advice for company debentures and fixed or floating charges. We explain director responsibilities and security implications.

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Bridging & Development Finance

Specialist advice for short-term property finance and development lending. We explain security structures, guarantees and repayment terms.

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Deed of Subordination

Independent advice where priority of security interests is being altered. We ensure you understand how this may affect your position.

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Transaction at Undervalue

Advice where assets are transferred below market value. We explain potential legal risks and creditor implications.

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Nationwide Remote Independent Legal Advice

Remote video consultations

All appointments are conducted via secure video consultation, allowing you to receive Independent Legal Advice quickly and conveniently from your home or office. The process is straightforward, fully compliant and easy to arrange.

SRA compliance

Independent Legal Advice is delivered by a solicitor authorised and regulated by the Solicitors Regulation Authority. We follow strict professional standards to ensure your advice meets lender requirements and legal compliance.

Same-day certificate

Where documents are provided in advance, appointments can often be arranged promptly and certificates issued the same day. We prioritise urgent matters to help avoid delays in your transaction.

Nationwide coverage

Based in London, we act for clients across England and Wales. Our remote service means location is never a barrier to receiving clear, professional Independent Legal Advice.