Getting Independent Legal Advice (ILA) doesn’t need to be complicated or time-consuming.
Our streamlined process is designed to give you the legal advice you need quickly, clearly, and without unnecessary delays, so you can move forward with confidence.
Whether you need advice for a personal guarantee, director’s guarantee, legal charge, or other lender requirement, our experienced solicitors will guide you through every step.
Here’s how the process works.
Step 1 – Book Your Appointment
Booking your Independent Legal Advice appointment is quick and simple.
You can book online in minutes, choosing a time that suits you, or contact us if you need help selecting the right appointment.
To accommodate different timeframes, we offer four fixed-fee appointment levels depending on how urgently you need your advice.
What happens when you book?
During the booking process we’ll ask for a few basic details, such as:
- Your lender’s name
- The type of document requiring Independent Legal Advice
- Your contact details
If you’re unsure about anything, don’t worry — our team will review the documents once received and confirm everything before your appointment.
Step 2 – Prepare for Your Appointment
Once your booking is confirmed, we’ll send you everything you need to prepare for the appointment.
Our aim is to make the process smooth, secure, and efficient, so the consultation can focus entirely on the legal advice you require.
You will receive:
Appointment confirmation
You’ll receive an email confirming:
- The date and time of your appointment
- Your secure video meeting link
- Instructions on how to join the call
Document checklist
We’ll ask you to provide copies of relevant documents such as:
- Loan agreements
- Personal guarantees
- Legal charges
- Any documents provided by your lender or broker
This allows our solicitor to review everything in advance so your appointment runs efficiently.
Secure ID verification
Before the consultation, we will verify your identity using a secure digital ID verification system.
You will simply:
- Upload your photo ID
- Complete a quick selfie check
This process is quick and ensures we meet strict regulatory and anti-fraud requirements.
Terms of Business and Payment
You will also receive:
- Our Terms of Business for e-signature
- A fixed-fee invoice
Our pricing is always clear and transparent, with no hidden charges.
Step 3 – Your Independent Legal Advice Appointment
Your appointment takes place via a secure video call with one of our experienced solicitors.
Most appointments take around 20–30 minutes.
During the consultation, the solicitor will:
Confirm your identity
We will verify your identity and ensure that the documents provided match the advice being given.
Explain the documents clearly
Your solicitor will walk you through the agreement, explaining:
- The legal implications
- Your financial obligations
- The risks involved
Everything is explained in clear, straightforward language without unnecessary legal jargon.
Ensure your decision is fully informed
A key part of Independent Legal Advice is confirming that you:
- Fully understand the document
- Are entering the agreement freely
- Are not under pressure or influence
The solicitor will ensure you have the opportunity to ask any questions before proceeding.
After the Appointment – Signing and Completion
Once the legal advice has been provided, the next steps depend on the requirements of your lender.
Different lenders require slightly different signing procedures, which may include:
- Signing during the video call
- Signing with an independent witness
- Returning signed documents electronically
Our team is experienced in dealing with a wide range of lender requirements, and we will guide you through the exact process to avoid unnecessary delays.
Keeping Everyone Updated
Independent Legal Advice often involves multiple parties, including:
- Your lender
- Your broker
- Your solicitor
Where required, we can ensure that the relevant parties are kept informed throughout the process, helping everything progress smoothly.
Why Choose a Specialist ILA Solicitor?
Independent Legal Advice is a highly specialised area of law, and working with solicitors who handle these matters regularly can make the process much faster and simpler.
Our service is designed specifically to deliver:
- Fast appointment availability
- Clear, practical legal advice
- Secure digital ID verification
- Transparent fixed fees
- A streamlined remote process
This allows you to obtain the Independent Legal Advice you need quickly, efficiently, and with complete peace of mind.