Effective Date: 2 March 2026
1. About Us
Independent Legal Advice Solicitors is a trading name of Umaad Sheikh Law LTD.
We are authorised and regulated by the Solicitors Regulation Authority.
Registered Office:
Woodgrange House,
46 Woodgrange Road,
London E7 0QH
ICO Registration Number: ZB940593
2. Our Services
We provide independent legal advice in relation to:
- Personal guarantees
- Mortgages and legal charges
- Occupier consent forms
- Joint borrower sole proprietor arrangements
- Bridging and development finance
- Settlement agreements
Our role is to:
- Explain the legal documents
- Ensure you understand the risks
- Confirm your advice is independent
- Provide a certificate where required
We do not act for lenders or third parties unless agreed in writing.
3. Website Information
The content on this website is for general information only.
It is not legal advice.
A solicitor-client relationship only begins when we confirm your instructions in writing.
4. Accepting Instructions
We only act for you once:
- We confirm your instructions in writing; and
- You agree to our fees and terms
We may refuse to act if:
- There is a conflict of interest
- Required documents are missing
- Identity checks cannot be completed
- We cannot meet regulatory requirements
5. Your Responsibilities
You agree to:
- Provide accurate and complete information
- Send documents promptly
- Cooperate during the process
We are not responsible for delays caused by missing or incorrect information.
6. Fees and Payment
- Fees are usually fixed unless agreed otherwise
- Payment must be made before the appointment
- Fees are non-refundable once advice is given
If a matter cannot proceed due to missing documents, we may charge an administrative fee.
7. Appointments
Appointments are usually held by secure video call.
You must:
- Have a stable internet connection
- Be in a private setting
- Have your original ID ready
Missed appointments may result in loss of your fee.
8. Scope of Advice
Our advice is limited to:
- Explaining the documents
- Confirming your understanding
- Identifying any risks
We do not provide financial or tax advice.
We do not negotiate lender terms unless agreed.
9. Limitation of Liability
Nothing limits liability for:
- Death or personal injury caused by negligence
- Fraud
Otherwise, our liability is limited to our professional indemnity insurance cover.
We are not responsible for:
- Incorrect information provided by you
- Delays caused by third parties
- Indirect or financial losses
10. Complaints
If you are unhappy with our service, please contact us.
You may also refer complaints to:
- The Legal Ombudsman
- The Solicitors Regulation Authority
11. Confidentiality
We keep your information confidential, except where disclosure is required by:
- Law
- Anti-money laundering rules
- Court orders
- Regulators
12. Data Protection
We handle your data in line with UK GDPR.
Please see our Privacy Policy for full details.
13. Website Content
All website content belongs to Umaad Sheikh Law LTD and cannot be copied without permission.
14. Changes to These Terms
We may update these terms. The latest version will always be available on our website.
15. Governing Law
These terms are governed by the law of England and Wales.
Any disputes will be dealt with by the courts of England and Wales.